Document tool

OFX to CSV Converter

Convert a bank statement export (.ofx) to clean CSV: ISO dates, signed amounts, payees with correct encoding. Parsed in memory, never stored.

OFX CSV
PrivConvert
Privacy-first conversion
No files stored
In-memory processing
Deleted instantly
No sign-up needed

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The format your bank exports, the format your tools want

OFX is what the "download transactions" button at most banks actually produces - a format built in the 1990s for Quicken and Microsoft Money, both long gone from most people’s lives. The data inside is perfectly good: every transaction with its date, signed amount, payee and the bank’s own unique ID. This converts it to a CSV you can open in Excel, feed to a budgeting spreadsheet, or hand to an accountant.

Both OFX generations are handled - the SGML-based 1.x that omits closing tags and the XML-based 2.x - plus Quicken’s .qfx variant. Dates arrive in ISO form, amounts as plain signed numbers that sum correctly, and the FITID column gives you reliable de-duplication across overlapping exports. Prefer a ready workbook? OFX to Excel types the amount column numerically. Older banks sometimes offer QIF instead; that is QIF to CSV.

A bank statement is the file you never upload casually

Every row in an OFX says where you shopped, what you earned, who you paid. A converter that stores uploads is the wrong place for that, full stop. Here the statement is parsed entirely in memory, never written to disk, never logged, and deleted the moment your download is delivered - on a server with swap disabled, so nothing can be paged out either.

The parser itself was written for this site rather than imported: it reads the tag structure directly without an XML engine, so XML-specific attacks (external entities, expansion bombs) have no surface to land on. On the way out, text cells get the standard spreadsheet formula-injection guard while amounts are validated as pure numbers and left clean for summing.

How to Convert OFX to CSV Online

Here is how a OFX → CSV conversion works on PrivConvert, from start to finish. Your file is processed privately in memory and deleted the instant the CSV is ready.

1
Upload your OFX file

Drag and drop your file into the upload area, click to browse your device, or paste a URL to a file hosted online. You can upload files up to 250 MB and batch convert up to 200 files at once.

2
Automatic conversion

Once uploaded, the conversion from OFX to CSV starts automatically. The process runs entirely in an isolated environment - your data never leaves the secure pipeline.

3
Download your CSV file

Your converted file is ready instantly. Click the download button to save it to your device. The file is deleted from memory immediately after download.

A more private way to convert OFX files

Plenty of sites convert OFX files. Very few promise never to keep them - PrivConvert does, and backs it up with how the service is built.

No human ever sees it

Your files are handled entirely by automated code. No staff, partner or AI model ever reads, stores or trains on your data.

Zero data retention

Files are processed in volatile memory (RAM) and purged the instant your download is ready - nothing is ever written to disk, cached or backed up.

Encrypted transfers

Every upload and download is protected with TLS 1.3, so your spreadsheet cannot be intercepted on the way to the server or back to you.

No account required

Convert instantly with no sign-up, no email and no profiling cookies. We never build a profile around you or the files you convert.

OFX vs CSV - Format Comparison

FeatureOFXCSV
File extension.ofx.csv
Supported by PrivConvertYes (as input)Yes (as output)
Privacy-safe conversionIn-memory, zero storage
Max file size250 MB per file
Batch supportUp to 200 files at once

Why people pick PrivConvert for CSV

Thousands of people trust PrivConvert with their files because privacy here is structural - enforced by how the service runs, not just promised.

250 MB Max file size
450+ Conversion tools
0 sec File retention
100% Free to use

Frequently Asked Questions

What comes out?
One CSV of transactions with the columns Date, Amount, Type, Name, Memo, Check number and FITID (the bank’s own unique transaction ID, useful for de-duplication). Dates are normalised to ISO form; amounts are plain signed numbers.
Which OFX versions are supported?
Both generations: the SGML-based OFX 1.x that most banks still export (where closing tags are legally absent) and the XML-based OFX 2.x. QFX files from Quicken are OFX with a different label and typically convert fine if renamed to .ofx.
Are investment statements supported?
Not yet. This reads bank and credit-card statements (the STMTTRN transaction records). An OFX holding only investment positions will report that no transactions were found.
My bank is not American. Will the encoding survive?
Yes. The parser honours the charset the file declares and falls back sensibly, so Hebrew payees, European accents and other non-ASCII text come through correctly. The CSV is UTF-8 with a byte-order mark, which Excel reads properly on double-click.
Is it safe that this file is parsed at all?
The parser was built for this exact threat model: it is dependency-free and does not use an XML engine, so the classic XML attack surface (external entities, entity-expansion bombs) structurally does not exist here. Text cells that could execute as spreadsheet formulas are neutralised; amount cells are validated as pure numbers.
Do you keep the statement?
No, and for a bank statement that is the entire point. It is parsed in memory, never written to disk, never logged, and deleted the moment your download is delivered.

Further Reading